In recent days, there have been understandable
concerns and questions about the eligibility criteria under the Aailee
Boahiyavahikan Programme, particularly in cases where an applicant’s spouse
already holds a property.
These questions are valid. Housing is deeply
personal, and policies that affect it must be explained plainly and honestly.
This article aims to explain why the Aailee
Boahiyavahikan Programme prioritises families with no home or land plot at all,
and why that approach is not only fair, but necessary.
Housing
Is a Foundation, Not an Asset Multiplier
Public housing policy exists for
one reason: to ensure no family is left without a basic foundation for dignity
and stability. Housing is not a bonus to be optimised. It is the starting point
for everything else, including education, health, employment, and social
cohesion.
When a family has no home and no
land, their vulnerability is absolute. When a family has some form of housing
access, even if limited or shared, their situation, while still challenging, is
fundamentally different.
Public policy must recognise
that difference.
Why
“Zero Access” Comes First
The Aailee Boahiyavahikan Programme
is guided by a simple and just principle: those with nothing must be
prioritised before those with something. This is not a moral judgement, nor is
it a statement about deservingness. It is about preventing the deepest form of
housing insecurity first.
A family with no home or land
has:
• no fallback option,
• no long-term security, and
• no buffer against rising costs or displacement.
A family where one spouse owns a
home or land, regardless of size, has some level of security, even if
imperfect. When resources are limited, prioritisation is not discrimination. It
is responsibility.
Why
We Assess Families as Households, Not Individuals
Housing demand is created by
households, not individuals. Families share space, income, responsibilities,
and risk. That is why the Aailee Boahiyavahikan Programme assesses
household-level access, not individual ownership in isolation.
If a household already has a
home or land, allocating an additional publicly funded unit before another
family receives their first would deepen inequality rather than reduce it.
Public housing must stabilise
households, not accumulate assets.
Clarifying Common
Situations and Eligibility Questions
Some have asked:
“What if the property is small?”
“What if it belongs to the spouse?”
“What if it was inherited?”
These situations are recognised,
which is why:
• families with children under
18 are treated differently even if they live in one-room or two-room
apartments, and
• thresholds such as land size are used to distinguish between minimal access and substantial ownership.
The policy does not ignore
complexity, but it must still draw clear, enforceable lines to remain fair and
transparent.
Several specific scenarios have been raised, and
it is important to address them clearly.
Some have asked whether future inheritance affects
eligibility. Potential or expected inheritance is not treated as current
housing or land access. Eligibility under the Aailee Boahiyavahikan Programme
is assessed based on ownership at the time of application. If an applicant or
their spouse does not presently own a home or land, the possibility of
inheriting land in the future does not prevent them from applying.
Others have asked whether an applicant who already
owns land or a property can apply if they are willing to forfeit that
ownership. The answer is no. If an applicant already has a home or land, they
are not eligible under the programme. Willingness to give up existing ownership
does not change this. This reflects the same core principle that guides the
programme: families with no access to housing or land must be prioritised
before those who already have some level of access.
Questions have also been raised regarding
eligibility for registered Malé residents who are currently living abroad or
residing on another island. Registered Malé residents may apply even if they
are living abroad or outside Malé, provided they meet all other eligibility
criteria. However, long-term Malé residents who are registered in other islands
are not eligible to apply if they are living abroad or on another island.
Limited exceptions apply in specific circumstances, such as individuals
studying abroad or those temporarily placed outside Malé by their employer for
a defined period.
There have also been questions about where land
plots under the programme will be allocated from. The majority of the 15,000
land plots will be allocated from Rasmale’, with a smaller number allocated
from Uthuruthilafalhu. Allocation locations are determined by availability,
planning considerations, and the need to deliver serviced plots in a timely and
sustainable manner.
Together, these clarifications reflect the
programme’s intent to assess real and present housing need, rather than
hypothetical future circumstances, while applying consistent and transparent
rules across all applicants.
This
Is About Sequencing Justice, Not Denial
It is important to state this
clearly: these eligibility rules are not permanent barriers. They exist because
housing supply is still catching up with demand.
As the Government delivers
social housing units, land plots, affordable ownership schemes, and
private-sector housing, pressure on public housing will ease. When every family
has access to at least one home or land plot, the policy will evolve.
At that stage, guidelines will
be relaxed, eligibility will widen, and additional opportunities will be
created. But fairness requires that no family is left without a first home
while others receive a second.
Why
Aailee Boahiyavahikan Matters
The programme is called Aailee
Boahiyavahikan because housing insecurity affects families, not individuals in
isolation. Families carry children, elderly parents, dependents, and shared
responsibilities. Public housing must therefore prioritise households where
instability has the widest social impact.
This is not about exclusion. It
is about protecting those at greatest risk first.
The
Principle That Guides Us
At its core, the Aailee
Boahiyavahikan Programme is guided by one principle: public housing must first
ensure that every family has somewhere to stand. Once that foundation is
secured, opportunity can expand.
This is how we ensure that
Housing for All truly means all, starting with those who have none.